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Why Sellers Choose Ann Hoke and Associates - Why home sellers in Murfreesboro, Smyrna and Franklin choose Ann Hoke and Associates. Free Presentation - Free in-home listings presentation on marketing your Murfreesboro, Smyrna and Franklin, in Rutherford and Williamson County Tennessee property. Property Valuation - How much is your Murfreesboro, Smyrna and Franklin home worth? What Did That Home Sell For? - What did that Murfreesboro, Smyrna and Franklin, Tennessee property or other real estate sell for? FSBO - Selling your Murfreesboro, Smyrna and Franklin real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Murfreesboro, Smyrna and Franklin Homes, For Home Buyers, For Home Sellers, Murfreesboro, Smyrna and Franklin Information, Real Estate Resources, and About Ann Hoke and Associates.
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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Due to low business and living expenses, what areas are considered to be the fastest growing in the country?
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According to recent studies, the Southern and Western regions of the U.S. are among the nation's strongest economies. |
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Ann H. Hoke
Ann Hoke & Associates
Keller Williams Realty
450 St. Andrews Dr.
Murfreesboro, TN 37128
615-397-4024
Fax: 615-427-4084
AnnHoke@NUMBER1EXPERT.com
Ann Hoke’s method of doing business is “Put clients first and do what you say you are going to do.” As a multi-million dollar producer who consistently ranks among the top 5% of her peers, she is the #1 mega-selling agent with the shortest days on the market while obtaining a 98% list to sales price ratio. Focused on educating clients on present market conditions, home values, marketing plans, and financing options, Ann will do whatever is needed to empower you to make confident and informed decisions. Ann is also known for her free staging service for sellers called StagingMagic, which enables you to get the quickest possible sale for the best price.    
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