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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Ann Hoke and Associates, a proven Murfeesboro, Smyrna and Franklin, Tennessee NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Murfeesboro, Smyrna and Franklin Homes - Find Murfeesboro, Smyrna and Franklin, Tennessee real estate listings & homes for sale provided by Ann Hoke and Associates, your local expert real estate agent.

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  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Ann Hoke and Associates, a proven Murfeesboro, Smyrna and Franklin, Tennessee NUMBER1EXPERT™ Top Selling real estate agent.

  • Murfeesboro, Smyrna and Franklin Information - Find local information on Murfeesboro, Smyrna and Franklin, Tennessee including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Ann Hoke and Associates, a proven NUMBER1EXPERT™ Top Selling real estate agent.

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  • About Ann Hoke and Associates - Information about Ann Hoke and Associates including testimonials, guarantees, credentials, and contact information. Learn why Ann Hoke and Associates is a proven Murfeesboro, Smyrna and Franklin, Tennessee NUMBER1EXPERT™ Top Selling real estate agent.

 

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School Reports in Murfeesboro, Smyrna and Franklin, Tennessee
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Real Estate Tips
Tax Considerations >Beneficial Tax Laws

American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.

Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.

Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home) in a four or five bedroom home with a large equity have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
What does "contingency" mean in real estate?

A 
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
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Ann Hoke and Associates, REALTOR®, real estate agent and broker for Murfeesboro, Smyrna and Franklin, Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Ann H. Hoke
Ann Hoke & Associates

450 St. Andrews
Murfeesboro, TN 37128
615-397-4024
Fax: 615-494-5144
AnnHoke@NUMBER1EXPERT.com

Ann Hoke’s method of doing business is “Put clients first and do what you say you are going to do.” As a multi-million dollar producer who consistently ranks among the top 5% of her peers, she is the number one mega-selling agent with the shortest days on the market while obtaining a 98% list to sales price ratio. Focused on educating clients on present market conditions, home values, marketing plans, and financing options, Ann will do whatever is needed to empower you to make confident and informed decisions. Ann is also known for her free staging service for sellers called StagingMagic, which enables you to get the quickest possible sale for the best price.

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